McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, MD 20707 www.mwc-law.com SUBSTITUTE TRUSTEES’ SALE OF IMPROVED REAL PROPERTY 316-318 GRAND AVE. CUMBERLAND, MD 21502 Under a power of sale contained in a certain Deed of Trust from Rosalyn S. Eig and Kendra S. Greenberg, dated August 17, 2006 and recorded in Liber 1303, folio 496 among the Land Records of Allegany County, MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Allegany County, at the Court House Door, 30 Washington St., Cumberland, MD 21502, on NOVEMBER 7, 2018 AT 10:55 AM ALL THAT FEE SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Allegany County, Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property, will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $9,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Allegany County, Maryland. Interest is to be paid on the unpaid purchase price at the rate of 7.875% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser’s sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #18-601601). Laura H. G. O'Sullivan, et al., Substitute Trustees ALEX COOPER AUCTS, INC. 908 YORK RD., TOWSON, MD 21204 410-828-4838 www.alexcooper.com Adv.: - Oct 18, Oct 25 & Nov 1 (SH) (MC110718AL) (Serial #497046)