MORTGAGE FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain mortgage executed on April 16, 2010 by Charles R. Turnage, Jr. and Kimberly Turnage, husband and wife as joint tenants with right of survivorship, originally in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Everett Financial, Inc. dba Supreme Lending, and recorded in MTG Book 1624 at Page 933 on May 6, 2010, in the Office of the Judge of Probate of Cullman County, Alabama, and secured indebtedness having been transferred or assigned to JPMorgan Chase Bank, National Association as reflected by instrument recorded in MISC Book 306, Page 302 of the same Office. Shapiro and Ingle, L.L.P., as counsel for Mortgagee or Transferee and under and by virtue of power of sale contained in the said mortgage will, on February 16, 2016, sell at public outcry to the highest bidder in front of the main entrance of the Cullman County, Alabama, Courthouse in the City of Cullman, during the legal hours of sale, the following real estate situated in Cullman County, Alabama, to wit: Commencing at a one inch pipe at the NW corner of the SW 1/4 of the SW 1/4 of Section 15, T-9-S, R-1-E; thence North 89 degrees 48 minutes 18 seconds East, a distance of 728.70 feet to a 1/2 inch rebar, Cap # CA 0078, at the point of beginning; thence continue Easterly along said line, a distance of 512.27 feet to a Cap # CA 0078, on the West bank of a pond; thence continue Easterly along said line, a distance of 110.03 feet to a point in a pond at or near the NE corner of the SW 1/4 of the SW 1/4 of Section 15, T-9-S, R-1-E: thence South 00 degrees 05 minutes 21 seconds East along the forty line, a distance of 350.00 feet to a point in said pond; thence South 89 degrees 48 minutes 18 seconds West, a distance of 107.31 feet to a 1/2 inch rebar on the West bank of said pond; thence South 89 degrees 48 minutes 18 seconds West, a distance of 514.99 feet to a 1/2 inch rebar, Cap # CA 0078; thence North 00 degrees 05 minutes 21 seconds West, a distance of 350.00 feet to the point of beginning. Property being in Cullman County, Alabama, and containing 5.00 acres, more or less. Property subject to all existing rights of way and/or easements that are recorded or unrecorded. ALSO: A 30 foot wide ingress-egress easement being 15 feet on each side of a line described as follows: Beginning at a 1/2 inch rebar in the right of way of county road at the SE corner of the NW 1/4 of the NW 1/4 of Section 22, T-9-S. R-1-E, said point being the point of beginning; thence along the center of an existing road bed the following calls: North 02 degrees 21 minutes 46 seconds East, a distance of 162.96 feet to a 1/2 inch rebar, Cap # CA 0078; thence North 00 degrees 32 minutes 17 seconds West, a distance of 206.16 feet to a 1/2 inch rebar, Cap # CA 0078; thence North 01 degrees 05 minutes 24 seconds East, a distance of 292.23 feet to a 1/2 inch rebar, Cap # CA 0078; thence North 01 degrees 43 minutes 26 seconds West, a distance of 314.81 feet to a 1/2 inch rebar, Cap # CA 0078; thence North 02 degrees 47 minutes 11 seconds East, a distance of 345.89 feet to a 1/2 inch rebar at the NE corner of the NW 1/4 of the NW 1/4 of Section 22, T-9-S, R-1-E; thence North 02 degrees 11 minutes 43 seconds East, a distance of 333.82 feet to a 1/2 inch rebar, Cap # CA 0078, at the point of curve of a non-tangent curve to the left, of which the radius point lies North 86 degrees 02 minutes 44 seconds West, a radial distance of 213.63 feet; thence northerly along the arc, through a central angle of 44 degrees 14 minutes 54 seconds a distance of 164.98 feet to a 1/2 inch rebar, Cap # CA 0078; thence North 43 degrees 01 minutes 12 seconds West, a distance of 169.55 feet to a 1/2 inch rebar, Cap # CA 0078, at the point of curve of a non-tangent curve to the right, of which the radius point lies North 48 degrees 53 minutes 18 seconds East, a radial distance of 393.54 feet; thence northwesterly along the arc, through a central angle of 25 degrees 15 minutes 48 seconds, a distance of 173.52 feet to a 1/2 inch rebar, Cap # CA 0078; thence North 15 degrees 07 minutes 34 seconds West, a distance of 355.84 feet to a 1/2 inch rebar, Cap # CA 0078; thence North 17 degrees 05 minutes 41 seconds west, a distance of 141.29 feet to a 1/2 inch rebar, Cap # CA 0078, at the point of ending. Said easement lying and being in the NW 1/4 of Section 22, and the SW 1/4 of Section 15, all in T-9-S, R-1-E, Cullman County, Alabama. According to the survey prepared by R.C. Burgett, AL Reg. No. 10093, dated March 15, 2010, Job No. 10-040. For informational purposes only, the property address is: 5129 County Rd 1807, Arab, AL 35016. Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. Furthermore, the property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance AS IS, WHERE IS. Neither the mortgagee, nor the officers, directors, attorneys, employees, agents or authorized representative of the mortgagee make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property offered for sale. Any and all responsibilities or liabilities arising out of or in any way relating to any such condition, including those suggested by Code of Ala. (1975) § 35-4-271, expressly are disclaimed. This sale is subject to all prior liens and encumbrances and unpaid taxes and assessments including any transfer tax associated with the foreclosure. The successful bidder must tender a non-refundable deposit of Five Thousand Dollars and no/100 ($5,000.00) in certified or cash funds at the time and place of the sale. The balance of the purchase price must be paid in certified funds by close of business on the next business day thereafter at the Law Office of Shapiro and Ingle, LLP at the address indicated below. Shapiro and Ingle, LLP reserves the right to award the bid to the next highest bidder, or to reschedule the sale, should the highest bidder fail to timely tender the total amount due. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. JPMorgan Chase Bank, National Association, and its successors and assigns Mortgagee or Transferee SHAPIRO AND INGLE, LLP 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 704-333-8107/ 16-009016 Attorneys for Mortgagee or Transferee January 20, 27 and February 3, 2016
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