LEGAL NOTICE We are attempting to collect a debt and any information obtained will be used for that purpose. Notify us at the number below if you are in active military duty. MORTGAGE SALE - Pursuant to the terms and conditions of a certain mortgage made by NEIL C. CUMMINGS AND KELLY CUMMINGS, a married man and his wife, Mortgagors, to Mortgage Electronic Registration Systems, Inc. (MERS) as nominee for American Financial Network, Inc. dba Orion Lending, Mortgagee, dated the 4th day of August, 2017 and recorded in the office of the Register of Deeds, for The County of Grand Traverse and State of Michigan, on the 5th day of October, 2017 in Doc# 2017R-16270 of Grand Traverse County Records, said Mortgage having been assigned to THE MONEY SOURCE, INC. on which mortgage there is claimed to be due, at the date of this notice, the sum of One Hundred Twenty Three Thousand Nine Hundred Eighty Three&88/100 ($123,983.88), by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan, notice is hereby given that on the 16th day of January, 2019 at 10:00 AM o clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, at the West door of the courthouse in Traverse City, MI, of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, with interest thereon at 4.625 per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the Township of Green Lake, County of Grand Traverse, State of Michigan, and described as follows, to wit: Part of the North 1/2 of the Southeast 1/4 of Section 19, Town 26 North, Range 12 West, more fully described as follows: Commencing at the East 1/4 corner of said Section 19; thence South 89 degrees 41 minutes 21 seconds West 1833.03 feet, along the East-West 1/4 line of said Section 19; thence South 00 degrees 50 minutes 57 seconds East 220.13 feet to the point of beginning; thence North 89 degrees 41 minutes 21 seconds East 200.00 feet, parallel to said 1/4 line; thence South 00 degrees 50 minutes 57 seconds East 400.00 feet to the centerline of a 66 foot wide easement; thence, along said centerline, South 89 degrees 41 minutes 21 seconds West 200.00 feet, parallel with said 1/4 line; thence North 00 degrees 50 minutes 57 seconds West 400.00 feet to the point of beginning During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed 30 days after the foreclosure sale or when the time to provide the notice required by the statute expires, whichever is later. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee s attorney Dated: 11/26/2018 THE MONEY SOURCE, INC. Mortgagee ____________________________________ FABRIZIO&BROOK, P.C. Attorney for Servicer 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 TMS FHA CUMMINGS (11-26)(12-17) November 26, December 3, 10, 17, 2018-4T508057